Mortgage Loan Modification

What is a Mortgage Loan Modification?

A loan modification is a change to the loan contract which is agreed to by the lender and the homeowner. The lender modifies the existing loan in order to work with the homeowner because of hardship.

The purpose of the mortgage modification is to make the loan more affordable for the homeowner. Usually the loan modification is in the form of a rate reduction, fixing the rate for certain duration of time (Rate Freeze), or term extension.

What Constitutes A Hardship?

ARM Reset - Payment Shock	Reduced Income
Illness of the Borrower	Failed Business
Illness of Family Member	Job Relocation
Curtailment of Income	Death of the Co-Borrower
Loss of Job	Death of Spouse
Abandonment of Property	Death in the Family
Property Issues	Incarceration
Inability to Sell the Property	Divorce
Inability to Rent the Property	Marital Separation
Mortgage Servicing Problems	Military Duty
Transfer of Ownership Delays	Property Damage

Lower Payments, Interest, or Principal & KEEP Your Home!

Are you behind with your mortgage payments? Going through foreclosure? Are your payments, interest or loan balance too high? Do you owe more than your home is worth?

You may be able to obtain more favorable loan terms from your lender! An estimated 80% of all homeowner mortgages created between 2002 and 2006 had errors or even violations committed by the Lender. Many mortgages are full of mistakes made by lenders, or contain violations which can motivate your lender, do one or more of the following:

• Reduce the principal,
• Lower your interest rate,
• Lower your payments and stop foreclosure!

FREE Mortgage Audit Performed by Trained Attorneys:

Do you want competent attorneys, experienced with State and Federal government rules related to the writing of mortgages, to hold your lender accountable for things done wrong with your own mortgage? You can have your loan audited for FREE!

Let the attorneys audit your loan documents for Federal & State violations committed by the lender. The audit results may be leveraged to force the bank to reduce your interest rate, principal balance, or payments!

DON'T pay a nonrefundable fee of thousands of dollars charged up front by an unemployed mortgage broker, real estate agent, or investor who may be unable to obtain a mortgage modification for you, or possibly not even perform the service at all. Instead, get our FREE Mortgage Audit and quickly determine whether your mortgage qualifies for a terms modification.

Do you want to keep your home, by fighting back and forcing the bank to restructure your loan? Apply Online, or Call Us NOW at 800-996-5340.

Are you current with your mortgage payments, but would be interested in more favorable terms? We will still perform the mortgage audit for FREE! You have nothing to lose, but instead may benefit from a mortgage audit by saving a substantial amount of money when our attorneys negotiate better terms for your mortgage?

Get results now and for FREE with no strings attached. It's simple - just call 800-996-5340, or Apply Online.